Question 1

What kind of insurance do I need for a trucking company?

Accepted Answer

Your primary insurance need for a trucking business is commercial truck insurance, covering liability from your trucks. Cargo insurance protects the goods you transport. Workers' compensation covers employee injuries. General liability protects your business from various liabilities. Contracts may have specific insurance requirements, in addition to FMCSA regulations. While commercial auto insurance is essential, consider additional coverage to protect your business fully. Contact us today for a personalized consultation and let us guide you through the insurance process."

Question 2

How fast can I get truck insurance coverage?

Accepted Answer

The speed of your insurance quote and policy issuance depends on your business's unique needs. However, we offer a quick and easy way to get trucking insurance. You can get a quote by talk to an expert by phone.

Question 3

Do you insure New Ventures?

Accepted Answer

As your dedicated commercial truck insurance partner, we work with several companies to find the best rates for your new venture. Our goal is to provide the necessary coverage to meet FMCSA regulations and help you start earning quickly.

Question 4

How much does commercial truck insurance cost?

Accepted Answer

Insurance costs for for-hire truckers can vary widely. Factors like your age, driving history, experience, operating area, cargo, ownership, state, coverage, business history, and equipment value all play a role. Credit checks might also influence premiums. While costs can range from $11,000 to $25,000 per truck annually, individual circumstances may affect the price. Our recommendation is to obtain as many quotes as possible, so you can consider your options.

Question 5

Do insurance companies require CDL experience for commercial truck insurance?

Accepted Answer

While CDL experience is not always required, drivers with less than two years may have limited insurance options. Your age and credit history can also affect your premium. Contact Cajilema & Simpson Insurance for personalized guidance."

Question 6

What is bobtail truck insurance?

Accepted Answer

Bobtail truck insurance covers your truck when it's driven without a trailer for business purposes, such as when a trucker is returning to the depot empty.

Question 7

Does commercial truck insurance cover towing?

Accepted Answer

Depends on the insurance company. Theres a couple options out there, so if roadside assistance is a big concern, make sure to mention it so we can include it on your quote.

Carmen Cajilema
Your Trusted Insurance Partner

Coverages we can provide

Commercial Auto Liability
General Liability (For trucking and installation)
Workers Compensation (waiver of subrogation)

Non-trucking Liability
Physical Damage
Cargo Insurance
Trailer Interchange

We work with AM Best rated companies

Trucks we Insure

Box Trucks

Truck Tractor

Tow Trucks

Garbage Trucks

Dump Trucks

Businesses That Need Truck Insurance

Businesses that rely on trucks for work typically need commercial truck insurance. We cover a variety of truckers, including:

General freight haulers
Agriculture haulers
Car haulers
Dirt, sand, and gravel haulers
Expeditors

Log haulers
Household movers
Auto Repair Shops
Towing Services
Roadside Assistance

We understand your vendor needs

* There is no relationtship between this companies and Cajilema & Simpson Insurance Solutions LLC.

Our 20 years of experience in the logistics industry mean we understand the unique insurance needs of your partners.

Reviews from our clients

Adnan Ali

Cesar Delara

Joel Matos

What kind of insurance do I need for a trucking company?

How fast can I get truck insurance coverage?

Do you insure New Ventures?

How much does commercial truck insurance cost?

Do insurance companies require CDL experience for commercial truck insurance?

What is bobtail truck insurance?

Does commercial truck insurance cover towing?

Carmen Cajilema Your Trusted Insurance Partner

Coverages we can provide

Commercial Auto Liability General Liability (For trucking and installation) Workers Compensation (waiver of subrogation)

Non-trucking Liability Physical Damage Cargo Insurance Trailer Interchange

We work with AM Best rated companies

Trucks we Insure

Box Trucks

Truck Tractor

Tow Trucks

Garbage Trucks

Dump Trucks

Businesses That Need Truck Insurance

Businesses that rely on trucks for work typically need commercial truck insurance. We cover a variety of truckers, including:

General freight haulers Agriculture haulers Car haulers Dirt, sand, and gravel haulers Expeditors

Log haulers Household movers Auto Repair Shops Towing Services Roadside Assistance

We understand your vendor needs

* There is no relationtship between this companies and Cajilema & Simpson Insurance Solutions LLC.

Our 20 years of experience in the logistics industry mean we understand the unique insurance needs of your partners.

Reviews from our clients

Adnan Ali

Cesar Delara

Joel Matos

What kind of insurance do I need for a trucking company?

How fast can I get truck insurance coverage?

Do you insure New Ventures?

How much does commercial truck insurance cost?

Do insurance companies require CDL experience for commercial truck insurance?

What is bobtail truck insurance?

Does commercial truck insurance cover towing?

Carmen Cajilema
Your Trusted Insurance Partner

Commercial Auto Liability
General Liability (For trucking and installation)
Workers Compensation (waiver of subrogation)

Non-trucking Liability
Physical Damage
Cargo Insurance
Trailer Interchange

General freight haulers
Agriculture haulers
Car haulers
Dirt, sand, and gravel haulers
Expeditors

Log haulers
Household movers
Auto Repair Shops
Towing Services
Roadside Assistance