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CONTRACTORS
INSURANCE
Home Improvement Contractor • Renovation Contractor Insurance • Construction Insurance • General Contractors • Home Improvement Contractors
Business Insurance has never been easier
Your Partner in Growing and Protecting Your Business
Simple, fast, and hassle-free insurance. Get covered in less than 24 hours.
Flexible and affordable coverage options that grow with you.
Our U.S.-based advisors, fluent in both English and Spanish, are ready to help.
Why Contractors Choose Us
Agency That Works as Hard as You Do
100% Phone & WhatsApp Support
Manage everything with ease—get quotes, process payments, order certificates, or ask questions—all over the phone or through WhatsApp.
One application, multiple quotes
Save Time, Get the Best Deal!
Fill out just one simple application, and we'll provide you with multiple quotes from top U.S. carriers, saving you time and money.
Our Trusted Partners
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We proudly work with top insurance providers in the U.S., ensuring the best options for you, no matter your business size, we find the best fit for you.
Insurance Coverage Designed for Contractors
What We Recommend for Your Business
General Liability Insurance
Protect yourself from third-party claims of property damage or injury. Essential for most contractor licenses.
What GL usually covers
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Bodily Injury
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Third Party property damage
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Personal & Advertising Injury
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Medical Expenses
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And more...
Commercial Auto Insurance
You’ll need commercial auto insurance in most states if you own work vehicles that are titled to your business.
What CA usually covers
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Bodily Injury
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Third Party property damage
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Injuries caused to a another
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Vehicle vandalism and theft
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And more...
Workers Compensation
Cover medical expenses and lost wages for employees injured on the job.
What WC usually covers
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Medical Expenses
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Lost Wages
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Ongoing Care
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Disability benefits
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Death Benefits
Tools & Equipment Insurance
Keep your valuable tools and equipment protected, no matter where your next job is.
What T&E usually covers
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Theft
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Damage
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Loss due to fire
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Temporary Equipment Rental
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And more...
Get help anytime—whether it’s issuing certificates, asking about coverage, or processing payments. We're just a WhatsApp message away.
Your Partner Wherever You Are
Coverage on the Go!
What Our Customers Say
Real Stories, Real Reviews
Meet Our Industry Experts
Your Dedicated Partner in Insurance
Out Team, with years of experience in the construction industry, will guide you through the process with confidence. We’re not just here to sell you insurance—we’re here to partner with you for the long run.
We Also Cover Other Businesses
We don’t just cover contractors! Learn more about how we can help other business types, from retail to professional services.
Business & Personal Services
Beauty shops, Churches, Funeral services, Travel agents, Multiservice office, etc
Professional Services
Accountants, Legal Services, Veterinarians, Medical doctors, Accountants, etc
Restaurants
Delis, Full service restaurants, Caterers, Coffe Shops, Ice cream shops, Bakeries etc
Auto Services
Used car dealers, Lubrication services, Auto repair, Tire dealers, Body repair, etc
Construction
Contractors, Electricians, Landscapers, Janitors, Painters, Handymans, etc
Retail Stores
Candy stores, Florist, Liquor stores, Gift/Novelty stores, Clothing stores, etc
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What kind of insurance do I need for a trucking company?Your primary insurance need for a trucking business is commercial truck insurance, covering liability from your trucks. Cargo insurance protects the goods you transport. Workers' compensation covers employee injuries. General liability protects your business from various liabilities. Contracts may have specific insurance requirements, in addition to FMCSA regulations. While commercial auto insurance is essential, consider additional coverage to protect your business fully. Contact us today for a personalized consultation and let us guide you through the insurance process."
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How fast can I get truck insurance coverage?The speed of your insurance quote and policy issuance depends on your business's unique needs. However, we offer a quick and easy way to get trucking insurance. You can get a quote by talk to an expert by phone.
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Do you insure New Ventures?As your dedicated commercial truck insurance partner, we work with several companies to find the best rates for your new venture. Our goal is to provide the necessary coverage to meet FMCSA regulations and help you start earning quickly.
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How much does commercial truck insurance cost?Insurance costs for for-hire truckers can vary widely. Factors like your age, driving history, experience, operating area, cargo, ownership, state, coverage, business history, and equipment value all play a role. Credit checks might also influence premiums. While costs can range from $11,000 to $25,000 per truck annually, individual circumstances may affect the price. Our recommendation is to obtain as many quotes as possible, so you can consider your options.
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Do insurance companies require CDL experience for commercial truck insurance?While CDL experience is not always required, drivers with less than two years may have limited insurance options. Your age and credit history can also affect your premium. Contact Cajilema & Simpson Insurance for personalized guidance."
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What is bobtail truck insurance?Bobtail truck insurance covers your truck when it's driven without a trailer for business purposes, such as when a trucker is returning to the depot empty.
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Does commercial truck insurance cover towing?Depends on the insurance company. Theres a couple options out there, so if roadside assistance is a big concern, make sure to mention it so we can include it on your quote.
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