What It May Include:

• Data Breaches: Costs related to stolen or exposed personal or sensitive data.

• Cyberattacks: Expenses from ransomware, malware, or denial-of-service attacks.

• Business Interruption: Lost income due to systems being down after an attack.

• Legal Costs: Lawsuits, regulatory fines, and compliance penalties.

• Notification & Recovery: Costs for notifying affected customers and restoring systems.

• Reputation Management: Public relations efforts after a breach.

Cyber threats are increasing globally, and traditional insurance policies (like general liability) usually don’t cover these risks.